Net rental income after tax (free)

syndic fees, insurance, maintenance, management…

What is really left of your rent once tax and expenses are paid? This free calculator combines Moroccan rental income tax (40% allowance + 2026 scale) with your actual expenses to estimate your real net income in Marrakech, Agadir or elsewhere.

From gross to real net

  • Taxable base = gross rent × 60% (40% allowance)
  • Rental IR = progressive scale applied to the base
  • Net income = gross rent − IR − actual expenses

The effective tax rate compares the IR to your gross rent. Note: the 40% tax allowance is flat-rate and independent of your actual expenses, which reduce your cash flow but not the taxable base.

Pour aller plus loin

Compare this after-tax net income between long-term and short-term rental, and consider the optional 20% flat-rate tax beyond 120 000 MAD of rent.

Maximize my net income

Frequently asked questions

Why don’t my actual expenses reduce the tax?

Because the Moroccan regime applies a flat 40% allowance meant to cover expenses: you do not deduct your actual expenses on top. They do, however, affect your net cash flow.

Indicative estimate based on Moroccan tax rules in force in 2026 (DGI, 2025 Finance Act). Actual amounts depend on your overall situation, possible exemptions and the tax administration’s assessment. This tool does not constitute tax advice: consult a professional. Source: DGI (tax.gov.ma).

Net rental income after tax in Morocco: key points for 2026

Real net income is calculated after the 40% allowance, IR at the progressive scale and actual expenses. The applicable rules are based on the General Tax Code and the Finance Act; scales and rates may change every year.

How should you use the result?

This tool gives an instant estimate from your figures. For an investment decision in Marrakech, Agadir or elsewhere in Morocco, cross-check it with our other calculators (yield, cash flow, taxes) and have your case validated by a professional.

Support from Armonia Solutions

Armonia Solutions advises investors in Morocco, Marrakech and Agadir on structuring, financing and optimizing their rental project.

More frequently asked questions

Why don’t my expenses reduce the tax?

The regime applies a flat 40% allowance meant to cover expenses: actual expenses are not deducted on top.

Are the default values reliable?

They are 2026 orders of magnitude to adjust to your actual situation. The tool is no substitute for personalized advice.

To go further: discover all our free practical tools and check the official source Direction Generale des Impots (DGI).

Read also: Property Tax in Morocco: Complete Guide & Comparative Analysis