What does buying a property in Marrakech, Agadir or elsewhere in Morocco really cost, beyond the asking price? This free acquisition costs calculator adds up registration duties, land registry fees, notary fees and miscellaneous costs.

Acquisition costs in Morocco in 2026

When buying a built property, generally expect:

• Registration duties: 4% of the price (3% for Damane Iskan social housing).
• Land registry: around 1.5% of the price, plus a few hundred dirhams in fixed fees.
• Notary fees: around 1% (regulated), subject to VAT.
• Miscellaneous costs: stamps, certificates, extracts.

In total, these costs often represent 6 to 8% of the property price.

Planning the overall budget

These costs come on top of the price and any renovation or decoration budget. In Marrakech as in Agadir, factor them in from the start to size your down payment and financing.

Prepare my purchase in Morocco

Frequently asked questions

Are the costs calculated on the declared price?

Yes, on the declared price or value. Under-declaring exposes you to a tax reassessment; the administration can revalue the market value.

Does paying in cash change the duties?

The 2026 General Tax Code provides for an additional 2% duty for unjustified/untraceable payments. Prefer traceable payments.

Indicative estimate based on Moroccan tax rules in force in 2026 (DGI, 2025 Finance Act). Actual amounts depend on your overall situation, possible exemptions and the tax authority’s assessment. This tool does not constitute tax advice: consult a professional. Source: DGI (tax.gov.ma).

Acquisition costs in Morocco: key points for 2026

When buying, expect ~4% registration duties, ~1.5% land registry and ~1% notary fees, i.e. 6 to 8% in total. The applicable rules are based on the General Tax Code and the Finance Act; scales and rates may change each year.

How to use the result?

This tool gives an instant estimate from your figures. For an investment decision in Marrakech, Agadir or elsewhere in Morocco, cross-check it with our other calculators (yield, cash flow, taxes) and have your case reviewed by a professional.

Support from Armonia Solutions

Armonia Solutions advises investors in Morocco, Marrakech and Agadir on structuring, financing and optimizing their rental project.

More frequently asked questions

Are the costs calculated on the declared price?

Yes. Under-declaring exposes you to a tax reassessment; the administration can revalue the market value.

Les valeurs par défaut sont-elles fiables ?

These are 2026 orders of magnitude to adjust to your actual situation. The tool is no substitute for personalized advice.

To go further: discover all our free practical tools and check the official source ANCFCC – Conservation Fonciere.

For reference, amounts are also converted to US dollars (1 $ ≈ 10 MAD, indicative rate). For an up-to-date rate, use our currency converter.

Read also: Using an SCI vs. an LLC to Purchase a Property in Morocco