Anticipate the real cost of owning your rental property. This free charges and maintenance budget calculator adds up your annual expense items for a property in Marrakech, Agadir or elsewhere in Morocco.

The main expense categories

HOA fees, insurance, routine maintenance, energy and miscellaneous provisions make up most of a property’s running costs. For short-term rentals, add cleaning and consumables.

Why budget precisely?

Underestimated charges distort net yield and cash flow. A realistic budget spares you bad surprises and makes it easier to set the rent or nightly rate.

Get my property’s charges estimated

Frequently asked questions

Should I include taxes?

Yes, add the municipal services tax and any housing tax to the “miscellaneous/provisions” item for a complete budget.

Indicative estimate provided for information purposes only: it constitutes neither financial, tax nor legal advice, nor a guarantee of results. Actual amounts vary depending on the property, the location (Marrakech, Agadir, Taghazout, Souss region…) and market conditions. Sources: DGI (tax.gov.ma), HCP (hcp.ma).

Charges and maintenance budget in Morocco: key points for 2026

HOA fees, insurance, maintenance, energy and provisions make up most of the charges. The applicable rules are based on the General Tax Code and the Finance Act; scales and rates may change every year.

How should you use the result?

This tool gives an instant estimate based on your figures. For an investment decision in Marrakech, Agadir or elsewhere in Morocco, cross-check it with our other calculators (profitability, cash flow, taxes) and have your case validated by a professional.

Support from Armonia Solutions

Armonia Solutions advises investors in Morocco, in Marrakech and Agadir, on structuring, financing and optimising their rental project.

Other frequently asked questions

Should I include taxes?

Yes, add the TSC and any housing tax for a complete budget.

Are the default values reliable?

They are 2026 orders of magnitude to adjust to your actual situation. The tool does not replace personalised advice.

To go further: discover all our free practical tools and consult the official source Haut-Commissariat au Plan (HCP).

Read also: Furnished Tourist Rental in Morocco: Regulations 2026